Pallant Independent provides bespoke financial planning to a range of clients from individuals to corporates and trusts.

Our advice covers all aspects of general financial planning but with a particular emphasis on personal cash flow planning.

Please remember that investment involves risk and the value of investments and the income from them can fall as well as rise and investors may not receive back the full amount invested.

Overall wealth audit

Helping you to understand your medium to long-term cash flow is, we believe, a key ingredient to any financial planning solution because we are starting with your goals in mind. When we analyse a client’s cash flow, we typically find some areas that need particular attention if clients are realistically to achieve their life plans, such as:

  • retirement planning
  • inheritance
  • health or life assurance planning
  • investment
  • or even simple cash management.

We also establish a clear and sensitive understanding of your appetite to take risk, which will drive a significant part of your financial strategy over the medium to long term.

Rest assured that we have solutions and ideas to meet all kinds of financial requirements.

Clarifying client objectives

Your financial needs and objectives are at the centre of everything we do. We look after our clients by:

  • providing you with regular portfolio updates, so as to review your progress and cut through any jargon
  • making sure you have clear and easy to understand literature and correspondence
  • helping you make more informed decisions and explaining your choices

What it means to be our client

Clients come to Pallant from a variety of sources, many of them referred by existing clients. At Pallant we believe in good quality financial advice and of course with this comes a cost which we believe is fair and reasonable when balanced against the importance of saving time and removing uncertainty in acheiving your financial goals. Your Pallant adviser will go through our services and fees with you so you will know exactly what you are paying for.

Over a series of meetings we will understand you and your needs and, should you decide to proceed, make appropriate recommendations. We believe that this initial time spent with you is important as it builds trust and understanding between us which we hope will last for many years to come.

Financial planning

How well are you prepared for the future?

Uncertainty around pension reforms and state pension, longer lifespans and the cost of living longer mean it may help to review your existing retirement plans and consider alternative options.

A financial plan can help you to build wealth and meet your long-term financial goals and objectives.

You naturally want to protect your family and no-one can predict what will happen in the future. So you need a plan to provide for yourself and your family or business should the unexpected happen.

Life comes to an end for all of us. Ensuring your personal assets are protected and your wishes are respected is an important part of your planning. That is why it is important to plan your future today.

  • Financial understanding
    financial understanding starts with setting clear and measurable financial goals, giving you better control over your budget and clarifying your financial priorities
  • Cash flow planning
    setting out how much money you earn and how much you spend helps put your finances into perspective. This can give peace of mind that you are on track for the future, or highlight issues to address!
  • Administration
    we help you monitor what you have, so you can see exactly where your assets are, and whether they are appropriate to meet your long term goals
  • Choice
    we can guide you through all your choices, advising where needed, to help you make the right decisions to achieve your financial goals
  • Family security
    providing for your family’s financial security is an important part of the financial planning process. Many people we meet understand that they are investing not only for themselves, but for family also
  • Standard of living
    the savings derived from good financial planning can prove beneficial in difficult times, such as when income is reduced or health is poor
  • Ongoing advice and support
    establishing a relationship with a financial adviser you trust is critical to achieving your goals. Your adviser will develop a comprehensive, customised plan for you – and help you stay on track over the long term